I have lived in Spain for the last 8 years so changing my UK bank account at this stage could be a problem as most banks insist on a Uk address when opening a new account.
I realise that Llyods TSB are slow I used to bank with them years ago. To date I have had no problems with my account at Barclays, and even here in Spain if I ring them with a query, they will ring me back.
It is the Spanish banks that need to get their act together, the left hand usually has no clue what the right is doing....lol
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